Mobile Commerce isn't a new way of processing credit and debit cards. The acceptance method has been around for a few years, but is just really starting to make a large impact on how we do business away from our offices. Mobile commerce first started with the use of wireless POS (Point Of Sale) swipe terminals and has since then made its way into cellular phones and PDA's (Personal Digital Assistants). Wireless POS swipe terminals are much more expensive (usually around $700 and up) than regular "wired" terminals which require you to be nearby a phone jack and electrical outlet in order to operate. As a result, this has caused many people to find alternative ways to process transactions while their "on the road" -- at least until now.

Cellular phones and PDA's have largely grown in popularity and as a result manufacturers have made significant improvements and added features to attract even more consumers and meet current proprietor demands. One of those features is wireless transaction processing.

INDUSTRY SPOTLIGHT:Imagine being able to process credit card and debit card transactions wirelessly within seconds at tradeshows, business seminars, house calls, etc.

•  NURIT 8000 is a flexible, lightweight, handheld terminal that enables fast, secure, error-free transactions for on-the-go merchants. The sophisticated multi-application platform supports a range of payment & value-added services - including credit, debit, T&E, EBT, smart cards, prepaid, loyalty, gift & proprietary cards - as well as business management solutions such as inventory control, dispatch, delivery, etc. The unit supports a variety of cellular networks, including GSM/GPRS, Mobitex, CDPD, DataTac, and CDMA. The terminal includes an easy-to-load thermal printer, a touch screen, built-in PIN Pad, and EMV smart card reader.
•  WAY SYSTEMS. Making payment transactions more affordable, convenient and location-independent WAY Systems’ Mobile Transaction Terminal (MTT™) is the industry’s first 'out-of-the-box' solution to hit the market.

  WAY Systems provides more than hardware. WAY Systems' Mobile Merchant Payment System provides a secure, encrypted, end-to-end mobile platform for magnetic stripe and smart card payment transactions that consist of the following components:

  •  MTT hardware, hardware which includes an embedded Mobile Merchant Payment Application
  •  Secure Access Module (SAM)
  •  Mobile printer
  •  Mobile phone
  •  SecureNet Server, a wireless gateway server that authenticates MTT connections and establishes an encrypted wireless communication channel and provides remote terminal management and maintenance applications.

The days of expensive wireless machines are no longer with the Wireless ePay technology. Wireless ePay works with your existing Java-based (J2ME) phone and allows merchants to process credit cards wirelessly while keeping their retail / swiped rates.

 Wireless ePay is USA ePay's solution to processing transactions wirelessly with a merchant's existing Java-based phone over any provider's wireless network. In the past merchants who wanted to process cards outside in the field would either have to take the card and call it into their office, take an imprint of the card and process it when they get back to the office or buy an expensive wireless unit; Wireless ePay is the solution to these problems.

See More: Wireless ePay